Occupations/13-1031.00

Claims Adjusters, Examiners, and Investigators

Review settled claims to determine that payments and settlements are made in accordance with company practices and procedures. Confer with legal counsel on claims requiring litigation. May also settle insurance claims.

Bachelor’s

Usually a four-year bachelor’s degree.

AI automation risk

78%

Higher automation risk

Human characteristics

53%

Balanced human and task mix

Task orientation

79%

Higher automation risk

A day in this job

  • Mostly routine

    Examine claims forms and other records to determine insurance coverage.

  • Mostly routine

    Review police reports, medical treatment records, medical bills, or physical property damage to determine the extent of liability.

  • Task

    Analyze information gathered by investigation and report findings and recommendations.

The tasks we can read here lean routine. That sits next to the AI risk rank — it is not a forecast that the job disappears.

Core tasks

  1. 01Examine claims forms and other records to determine insurance coverage.
  2. 02Analyze information gathered by investigation and report findings and recommendations.
  3. 03Pay and process claims within designated authority level.
  4. 04Investigate, evaluate, and settle claims, applying technical knowledge and human relations skills to effect fair and prompt disposal of cases and to contribute to a reduced loss ratio.
  5. 05Verify and analyze data used in settling claims to ensure that claims are valid and that settlements are made according to company practices and procedures.
  6. 06Review police reports, medical treatment records, medical bills, or physical property damage to determine the extent of liability.

Model drivers (O*NET 1–5)

  • Repeating same tasks4.51
  • Degree of automation2.98
  • Time sitting4.62
  • Originality (ability)2.62
  • Conflict situations4.03
  • Hands-on objects/tools3.20
  • Outdoors / weather1.67
  • Disease exposure1.10
  • Decision freedom4.51

Top abilities

  • Written Comprehension4.38
  • Oral Expression4.12
  • Oral Comprehension4.12
  • Inductive Reasoning4.00
  • Deductive Reasoning4.00
  • Written Expression3.88
  • Near Vision3.88
  • Speech Clarity3.62

Essential skills

  • Reading Comprehension4.12
  • Active Listening4.00
  • Writing3.62
  • Speaking3.88
  • Mathematics2.88
  • Science1.38
  • Critical Thinking4.00
  • Active Learning3.25
  • Learning Strategies2.50
  • Monitoring3.38

CIP matches

51.0715Health/Medical Claims Examiner52.1701Insurance

Schools offering related programs

12 of 63 shown

Earnings are College Scorecard medians for that program, 1 and 2 years after completion. A dash means the Department suppressed the cell or the campus is not in the field file.

InstitutionProgramTuitionAdmitGrad 6-yrEarnings

City Colleges of Chicago-Wilbur Wright College

Chicago, IL · Public

Health/Medical Claims Examiner

51.0715

$4,600100%27%

1 yr $144,240

2 yr $182,280

Master's · CIP 51.07

University of Southern California

Los Angeles, CA · Private nonprofit

Health/Medical Claims Examiner

51.0715

$68,20012%92%

1 yr $104,749

2 yr $88,096

Master's · CIP 51.07

Columbia University in the City of New York

New York, NY · Private nonprofit

Health/Medical Claims Examiner

51.0715

$68,2004%96%

1 yr $90,049

2 yr $87,310

Master's · CIP 51.07

University of Michigan-Ann Arbor

Ann Arbor, MI · Public

Health/Medical Claims Examiner

51.0715

$17,70018%93%

1 yr $89,044

2 yr $87,112

Master's · CIP 51.07

New York University

New York, NY · Private nonprofit

Health/Medical Claims Examiner

51.0715

$60,40012%88%

1 yr $87,420

2 yr $80,326

Master's · CIP 51.07

Howard University

Washington, DC · Private nonprofit

Health/Medical Claims Examiner

51.0715

$33,20053%65%

1 yr $85,264

2 yr $79,631

Master's · CIP 51.07

Virginia Polytechnic Institute and State University

Blacksburg, VA · Public

Health/Medical Claims Examiner

51.0715

$15,20057%86%

1 yr $84,653

2 yr $72,901

Master's · CIP 51.07

Georgetown University

Washington, DC · Private nonprofit

Health/Medical Claims Examiner

51.0715

$65,40012%95%

1 yr $69,338

2 yr $70,176

Bachelor's · CIP 51.07

Georgia State University

Atlanta, GA · Public

Health/Medical Claims Examiner

51.0715

$9,20067%56%

1 yr $68,778

2 yr $95,739

Master's · CIP 51.07

University of Wisconsin-Madison

Madison, WI · Public

Insurance

52.1701

$11,20049%89%

1 yr $68,563

2 yr $66,821

Bachelor's · CIP 52.17

Boston University

Boston, MA · Private nonprofit

Health/Medical Claims Examiner

51.0715

$65,20014%89%

1 yr $67,042

2 yr $63,681

Master's · CIP 51.07

University of Florida

Gainesville, FL · Public

Health/Medical Claims Examiner

51.0715

$6,40023%89%

1 yr $61,728

2 yr $68,499

Master's · CIP 51.07