Occupations/13-2041.00
Credit Analysts
Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decisionmaking.
Usually a four-year bachelor’s degree.
AI automation risk
87%
Higher automation risk
Human characteristics
18%
Fewer uniquely human demands
Task orientation
74%
Higher automation risk
A day in this job
- Task
Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
- Task
Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
- Task
Generate financial ratios, using computer programs, to evaluate customers' financial status.
These are core tasks from O*NET. The wording didn’t clearly split routine from human, so they are listed without that label.
Core tasks
- 01Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
- 02Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
- 03Generate financial ratios, using computer programs, to evaluate customers' financial status.
- 04Prepare reports that include the degree of risk involved in extending credit or lending money.
- 05Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.
- 06Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
Model drivers (O*NET 1–5)
- Repeating same tasks4.10
- Degree of automation2.40
- Time sitting4.85
- Originality (ability)2.62
- Conflict situations2.50
- Hands-on objects/tools1.85
- Outdoors / weather1.16
- Disease exposure1.00
- Decision freedom3.75
Top abilities
- Oral Expression4.00
- Written Comprehension3.88
- Oral Comprehension3.88
- Inductive Reasoning3.88
- Problem Sensitivity3.75
- Number Facility3.75
- Mathematical Reasoning3.75
- Deductive Reasoning3.75
Essential skills
- Reading Comprehension3.62
- Active Listening3.50
- Writing3.12
- Speaking3.62
- Mathematics3.38
- Science1.38
- Critical Thinking3.88
- Active Learning3.62
- Learning Strategies2.38
- Monitoring3.00
CIP matches
Schools offering related programs
12 of 83 shown
Earnings are College Scorecard medians for that program, 1 and 2 years after completion. A dash means the Department suppressed the cell or the campus is not in the field file.
| Institution | Program | Tuition | Admit | Grad 6-yr | Earnings |
|---|---|---|---|---|---|
Massachusetts Institute of Technology Cambridge, MA · Private nonprofit | Finance, General 52.0801 | $60,100 | 4% | 96% | 1 yr $101,964 2 yr $88,198 Master's · CIP 52.08 |
Boston University Boston, MA · Private nonprofit | Finance, General 52.0801 | $65,200 | 14% | 89% | 1 yr $91,744 2 yr $84,653 Master's · CIP 52.08 |
New York University New York, NY · Private nonprofit | Accounting 52.0301 | $60,400 | 12% | 88% | 1 yr $78,172 2 yr $77,297 Master's · CIP 52.03 |
Georgetown University Washington, DC · Private nonprofit | Accounting 52.0301 | $65,400 | 12% | 95% | 1 yr $77,966 2 yr $77,715 Bachelor's · CIP 52.03 |
University of California-Berkeley Berkeley, CA · Public | Accounting 52.0301 | $14,800 | 11% | 93% | 1 yr $71,734 2 yr $70,886 Master's · CIP 52.03 |
Northeastern University Boston, MA · Private nonprofit | Accounting 52.0301 | $63,200 | 7% | 91% | 1 yr $70,680 2 yr $69,937 Bachelor's · CIP 52.03 |
Howard University Washington, DC · Private nonprofit | Accounting 52.0301 | $33,200 | 53% | 65% | 1 yr $69,338 2 yr $69,948 Master's · CIP 52.03 |
University of Southern California Los Angeles, CA · Private nonprofit | Accounting 52.0301 | $68,200 | 12% | 92% | 1 yr $67,740 2 yr $66,839 Bachelor's · CIP 52.03 |
University of Illinois Urbana-Champaign Champaign, IL · Public | Accounting 52.0301 | $17,500 | 45% | 85% | 1 yr $66,787 2 yr $64,493 Bachelor's · CIP 52.03 |
Lincoln College of Technology-Indianapolis Indianapolis, IN · Private for-profit | Accounting 52.0301 | $18,600 | 100% | 64% | 1 yr $65,386 2 yr $62,524 Bachelor's · CIP 52.03 |
University of Michigan-Ann Arbor Ann Arbor, MI · Public | Accounting 52.0301 | $17,700 | 18% | 93% | 1 yr $64,741 2 yr $65,198 Master's · CIP 52.03 |
University of Massachusetts-Amherst Amherst, MA · Public | Accounting 52.0301 | $17,400 | 64% | 83% | 1 yr $63,522 2 yr $63,646 Bachelor's · CIP 52.03 |