Occupations/43-4041.00
Credit Authorizers, Checkers, and Clerks
Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.
Usually a high school diploma, plus some experience or short training.
AI automation risk
83%
Higher automation risk
Human characteristics
44%
Balanced human and task mix
Task orientation
80%
Higher automation risk
A day in this job
- Mostly human
Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
- Mostly routine
Keep records of customers' charges and payments.
- Task
Compile and analyze credit information gathered by investigation.
Split from the wording of these tasks, shown next to the occupation’s AI risk. It is not a separate score for each task, and it is not a forecast that the job disappears.
Core tasks
- 01Keep records of customers' charges and payments.
- 02Compile and analyze credit information gathered by investigation.
- 03Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
- 04Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
Model drivers (O*NET 1–5)
- Repeating same tasks4.33
- Degree of automation2.97
- Time sitting4.67
- Originality (ability)2.12
- Conflict situations4.13
- Hands-on objects/tools2.34
- Outdoors / weather1.15
- Disease exposure1.01
- Decision freedom4.38
Top abilities
- Oral Comprehension3.62
- Written Comprehension3.50
- Problem Sensitivity3.50
- Oral Expression3.50
- Near Vision3.50
- Speech Recognition3.25
- Speech Clarity3.25
- Inductive Reasoning3.25
Essential skills
- Reading Comprehension3.62
- Active Listening3.62
- Writing3.12
- Speaking3.62
- Mathematics2.50
- Science1.12
- Critical Thinking3.25
- Active Learning2.62
- Learning Strategies2.50
- Monitoring3.00
CIP matches
Schools offering related programs
12 of 67 shown
Earnings are College Scorecard medians for that program, 1 and 2 years after completion. A dash means the Department suppressed the cell or the campus is not in the field file.
| Institution | Program | Tuition | Admit | Grad 6-yr | Earnings |
|---|---|---|---|---|---|
Massachusetts Institute of Technology Cambridge, MA · Private nonprofit | Banking and Financial Support Services 52.0803 | $60,100 | 4% | 96% | 1 yr $101,964 2 yr $88,198 Master's · CIP 52.08 |
Georgetown University Washington, DC · Private nonprofit | Banking and Financial Support Services 52.0803 | $65,400 | 12% | 95% | 1 yr $92,505 2 yr $85,538 Bachelor's · CIP 52.08 |
Boston University Boston, MA · Private nonprofit | Banking and Financial Support Services 52.0803 | $65,200 | 14% | 89% | 1 yr $91,744 2 yr $84,653 Master's · CIP 52.08 |
New York University New York, NY · Private nonprofit | Banking and Financial Support Services 52.0803 | $60,400 | 12% | 88% | 1 yr — 2 yr $84,653 Bachelor's · CIP 52.08 |
Northeastern University Boston, MA · Private nonprofit | Banking and Financial Support Services 52.0803 | $63,200 | 7% | 91% | 1 yr $75,413 2 yr $75,518 Bachelor's · CIP 52.08 |
Howard University Washington, DC · Private nonprofit | Banking and Financial Support Services 52.0803 | $33,200 | 53% | 65% | 1 yr $73,852 2 yr $72,214 Bachelor's · CIP 52.08 |
University of Southern California Los Angeles, CA · Private nonprofit | Banking and Financial Support Services 52.0803 | $68,200 | 12% | 92% | 1 yr $72,671 2 yr $74,576 Master's · CIP 52.08 |
The University of Texas at Austin Austin, TX · Public | Banking and Financial Support Services 52.0803 | $11,700 | 31% | 88% | 1 yr $72,588 2 yr $70,680 Bachelor's · CIP 52.08 |
University of Illinois Urbana-Champaign Champaign, IL · Public | Banking and Financial Support Services 52.0803 | $17,500 | 45% | 85% | 1 yr $71,619 2 yr $71,935 Bachelor's · CIP 52.08 |
University of Washington-Seattle Campus Seattle, WA · Public | Banking and Financial Support Services 52.0803 | $12,600 | 48% | 84% | 1 yr $64,672 2 yr $63,898 Bachelor's · CIP 52.08 |
Pennsylvania State University-Main Campus University Park, PA · Public | Banking and Financial Support Services 52.0803 | $19,600 | 55% | 86% | 1 yr $63,972 2 yr $65,013 Bachelor's · CIP 52.08 |
University of Wisconsin-Madison Madison, WI · Public | Banking and Financial Support Services 52.0803 | $11,200 | 49% | 89% | 1 yr $63,228 2 yr $65,029 Bachelor's · CIP 52.08 |